As a business owner, you have a lot on your plate each and every day. From managing your employees to making sure your customers are happy, you have plenty to do. Allow us to help you with one very important component of your business: commercial insurance. Premier Insurance Consultants of Augusta understands that you are very busy running your business, so we make getting commercial insurance as quick and as simple as possible. After all, our main goal is to have you, your employees, your customers, and your investments properly covered. Without proper commercial insurance, your business is vulnerable to major loss. We offer our reliable commercial insurance policies to Georgia and South Carolina. Call us today for an insurance quote!
OUR COMMERCIAL INSURANCE COVERAGE
Does your business require your employees to drive company vans, trucks, or vehicles for deliveries or service calls? If you answered yes, you need to make sure that you have business automobile insurance. You don’t want to be in a situation where your work vehicle has caused an accident or an injury and you are not covered. Whether you have one company vehicle or thirty, call us here at Premier Insurance Consultants of Augusta to make sure that your business is protected with the proper auto insurance. We will work with you to ensure that you, your vehicles, and your business are safe in case of an accident. COMMERCIAL AUTO INSURANCE INCLUDES:
- Collision repair
- Property damage
- Medical payment
- And more
Is your business located in a flood hazard area? Or is your business located in an area that floods easily? If you answered yes to either of these two questions, it is essential that you call us here at Premier Insurance Consultants of Augusta to talk to us about flood insurance. Flood insurance will protect the content inside your business as well as the structure of your building. It is important to keep in mind that water is a powerful and unforgiving force. Having flood insurance will give you the peace of mind of knowing that no matter what happens, you will be covered. FLOOD INSURANCE WILL PROTECT:
- Structures & contents from flooding
- Against flood-related erosion
- And more
GENERAL LIABILITY INSURANCE
General liability insurance allows businesses coverage against personal injury, property damage, and other problems that can arise. Depending on the nature of your business, you may need more or less general liability coverage. Most businesses who purchase general liability insurance fit the following criteria:
- They have face to face interactions with their clients
- They have access to a client’s equipment or property
- They are entering into a contracts with their clients
- They represent their client’s business
SOME EXAMPLES OF HOW YOU WOULD BE COVERED:
- An employee accidentally ruins property while at a client’s house. General liability insurance will cover the damage and protect your business.
Niche insurance is insurance that is used for small or low-demand areas. But that doesn’t mean that we take this type of insurance lightly! If you have a special program or a project that needs insurance coverage, please call us here at Premier Insurance Consultants of Augusta. This way you don’t have to worry about if your volunteers, members, etc. are protected in the event of an accident or a problem. NICHE INSURANCE CAN COVER…
- Church programs
- Private & charter schools
- General contractors
- Financial institutions
Are you wondering if your program or organization will be protected during its operation? Let us help you. Talk with our friendly and knowledgeable staff members about niche insurance and see if it is right for you.
BUSINESS PROPERTY INSURANCE
Business property insurance is a specific type of insurance that focuses on protecting your business’s physical assets. Premier Insurance Consultants of Augusta will help you determine what type of policy you need to keep your business protected. Finding out how much the property in your business is worth will help us create a policy that works for your unique needs. This way, if damage does happen, it won’t be left all up to you to replace the property. Don’t let a fire, a burst pipe, or a storm leave your business unable to be successful. Stay protected with business property insurance. PROPERTY INSURANCE WILL COVER…
- Your inventory
- Your furniture
- Your equipment
- Your outdoor signage
- Your landscaping, hardscaping, fence, etc.
Your business is unique, so our insurance agents will make sure that you get an insurance policy that works for your business. Give us a call today to learn more and to get an insurance quote.
WORKERS COMPENSATION Commercial or License Bonds
If your business has employees, getting workers’ compensation insurance and coverage is essential for protecting your employees and your business alike. If your employees are injured on the job, this type of insurance will help pay for lost wages, medical treatments, and any other type of bills in order to help rehabilitate the employee. As an employer, you are legally obligated to take steps to ensure that your employees are working in a safe space. Work with us here at Premier Insurance Consultants of Augusta, and we will make sure we come up with the best type of insurance policies for your unique business. WORKERS’ COMPENSATION WILL COVER….
- Lost wages due to injury
- Medical treatments and bills
- Rehabilitation to allow employee to return to work
- And more
COMMERCIAL OR LICENSE BONDS
What is a bond and why do you need one?
A bond is issued by a financial institution, or insurance company, guaranteeing the fulfillment of a particular contract. This surety bond protects the public if satisfactory completion of a project is not made. Any industry that requires bonding (such as contractors), must be licensed and bonded before they are legally allowed to operate in any state. Premier Insurance Consultants of Augusta can provide bonds for anyone operating in the CSRA. If you are in need of a bond, please give us a call at (706) 251-9295